Scotiabank®* Platinum American Express® Card

Welcome Bonus
Up to 80,000
Ends Jul 1, 2026
Annual Fee
$399
Interest rates
Purchase Rates
9.99%
Cash Advance Rates
9.99%
Balance Transfer Rates
9.99%
scotiabank-platinum-american-express-card
Scotiabank®* Platinum American Express® Card
Up to 80,000
Ends Jul 1, 2026
Apply Now

Offer

  • Earn up to $2,500* in value in the first 14 months, including up to 80,000 bonus Scene+ points.
  • Earn 2X the Scene+ points for every $1 in eligible purchases at grocery stores, restaurants, and entertainment.
  • Earn 2X the Scene+ points for every $1 of eligible gas and public transit purchases. Includes bus, metro, taxis, ridesharing and more.
  • Earn 2X Scene+ points for every $1 spent on all your other purchases.
  • Earn additional benefits + up to 4X Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia
  • You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies.
  • Enjoy 10 free airport lounge visits per year.

Fees & Conditions

Personal Income $12,000
Household Income $12,000
Annual Fee $399
First Additional Card $99
Other Additional Card $99
Foreign Transaction Fee 0.00%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Offer ends on Jul 1, 2026
Welcome Bonus amount Up to 80,000
Minimum Spending Required $10,000
Minimum Spending Timeframe (Months) 14 month(s)
Transferable Points
Rewards Type Cash Back, Low rate, No Foreign Transaction Fee, Travel Rewards
Transfer Partners Scene+
Loyalty Program Scene+
VIP Lounges
Lounge Annual Visits included 10
Concierge

Earnings

Per dollar of purchases

All Spending 2
Groceries 2
Gas 2
Dining and Food delivery 2
Convenience Stores 2
Drugstores 2
Local Transport 2
Travel 2
Entertainment 2
Recurring Payments 2
Telecom/Internet 2
Streaming services 2
Online transactions 2
Office Supplies 2

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
$2,000,000
31 day(s)
Travel medical insurance up to 64 years old
$2,000,000
31 day(s)
Travel medical insurance 65+
$2,000,000
10 day(s)
Trip Cancellation Insurance
$2,500
Trip Interruption Insurance
$2,500
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
$1,000
Delayed Baggage Insurance
$1,000
Lost/Stolen Baggage Insurance
$1,000
Auto Rental Loss/Insurance
$65,000
48 day(s)
Hotel/Motel Burglary Insurance
$1,000

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
120 day(s)
Mobile Device Insurance
$1,000
1 year
Price Protection

Our review

For a limited time, by subscribing to Scotiabank Platinum American Express® Card, you can earn up to 80,000 points. That’s a value of $800 for trips including Airbnb.

With Scotiabank Platinum American Express® Card, you earn 2 points per dollar spent on all your purchases. You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). And you can also use them for other rewards in the Scene+ program, such as cash back.

What’s more, with this card you pay no fees for foreign currency transactions, and you get 10 free accesses to airport VIP lounges like Priority Pass and Premium Plaza.

And you get excellent insurance for your travels or purchases, concierge service, and exclusive American Express Offers (American Express Invites Program).

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