TD Cash Back Visa* Card

Offer

Earn Cash Back Dollars. Redeem them to help pay down your Account balance^†.

Earn 1% in Cash Back Dollars on Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases^†.
Earn 0.5% in Cash Back Dollars on all other Purchases made with your Card^†.
Link your eligible Card to earn 50% more Stars at participating Starbucks stores. Conditions apply. Learn more.
Save with Avis Rent A Car and Budget Rent A Car: Use your Canadian TD Credit Card to save a minimum of 10% off the lowest available base rates^† in Canada and the U.S., and a minimum of 5% off the lowest available base rates^† internationally, on qualifying car rentals at participating Avis and Budget locations.
Optional TD Auto Club^† membership for 24/7 emergency roadside assistance.
Purchase insurance and extended warranty protection^† – You automatically benefit from Purchase Insurance and Extended Warranty Protection, which covers most personal items purchased with your card that are stolen or damaged within 90 days of purchase.

Fees & Conditions

Personal Income $0

Household Income $0

Annual Fee $0

First Additional Card $0

Foreign Transaction Fee 2.5%

Earnings

Per dollar of purchases

All Spending 0.5 %

Groceries 1 %

Gas 1 %

Dining and Food delivery 0.5 %

Convenience Stores 0.5 %

Drugstores 0.5 %

Local Transport 1 %

Travel 0.5 %

Entertainment 0.5 %

Recurring Payments 1 %

Telecom/Internet 0.5 %

Streaming services 1 %

Online transactions 0.5 %

Office Supplies 0.5 %

Insurance

Travel Insurance

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

This section sets out the maximum coverage amounts or periods. Please review your insurance certificate for details, exclusions and limitations of your coverage, terms and conditions apply.

Other Insurance

Extended Warranty

Purchase Protection

Mobile Device Insurance

Price Protection

Our review

Cash Back Dollars can be used to pay down your credit card balance.

In addition, with the TD Cash Back Visa* Card, you earn :

1% cash back per dollar spent on groceries, gas, EV recharging, public transit, recurring payments, streaming services, digital media and games
0.5% cash back per dollar on all other purchases

What’s more, TD Cash Back Visa* Card has no annual fee and offers purchase insurance and extended warranty protection. This TD credit card requires no minimum income.

Legal

^†Terms and conditions apply.